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Bills and Coins

Diversifying Investments

In today's society the economy is very unpredictable nationally and globally, with this in mind be encouraged to diversify your investments.  Please read our disclaimer located at the end of each web page.  Do understand you are making your personal decisions; we are not a financial broker or analyst and we are not recommending the information provided will earn you income, profit, gains or losses. Remember, never, never invest money you cannot afford to lose.

Stocks

Stock Market Quotes

Revisit the "Understanding Financial Terms" before making your decisions investing in stocks.  There are risk in investing in stocks.  If you are not sure consider hiring a financial advisor or broker.  Cashapp will allow small dollar increments of investing in major corporations.  We like investing in companies that produce products and/or services we believe in or are sharing in solving a social issue.  Our favorites are, water, wheat, oil, technology and pharmaceuticals.

Bonds

Government Office

Revisit the "Understanding Financial Terms" before making your decision to invest in bonds.  There are risks in investing in stocks and bonds.  Bonds are usually offered by governments and corporations.  Bonds are held for a long period of time, with low-interest income, but are normally guaranteed.  For more information on investing in bonds go here.

Precious Metals

Currency Bill and Coins

Gold and silver are mentioned in the books of Genesis and Revelation of the bible, which tells us they were here in the beginning and they will be here in the end.  Anything God makes last forever.  Also, did you know the penny is worth 3 cents today?  To learn about investing in silver and gold visit our precious metals page.

Peer to Peer Lending

Business conference

Peer to peer lending is becoming a safe and prosperous means of investing.  We like Prosper.com, because small dollar amounts are accepted.  Remember don't despise small beginnings.

Cryptocurrency

Cryptocurrency Stocks

Cryptocurrency is the new buzzword in the investing world.  Most people have no idea what it is and will refer to it as Bitcoin.  In reality, Bitcoin is the identity/name of the number one Cryptocurrency.  There are hundreds, maybe even thousands of Cryptocurrencies.  Nevertheless, it is the biggest thing that has hit the investment world and it is very volatile.  To learn more about Cryptocurrency visit our Crytpo Investing Section.

Traditional Savings

Online banking

If you are going to use a traditional bank passbook savings account, we encourage you to consider a credit union.  Credit unions are owned by their members and are more likely to meet your personal lending needs.  Credit unions are safer than banks and they operate under different laws.   For checking accounts, consider using a national bank for easy access across the globe.

Server Investing

Screenshot 2022-09-01 at 07-17-26 Referral Materials - Yield Nodes.png

Yieldnodes is a passive income platform with a minimum of 5% to 10% monthly yield! This means that in about ten months, your money doubles. This is a very high volatile investment. 

I have been investing in Yieldnodes for a while, and everything is exactly as I had hoped. I receive my profits into my account every 1st of the month, and I have received a 25% return on my investments.

For more information click here.

Signing a Contract

Insurance

One more thing!  Insurance is a great investment.

There are all types of insurance, such as health, life, auto, homeowners, disability, etc.  The one thing we believe is of the utmost importance with insurance, is a personal relationship.  We believe you should have a relationship with your insurance agent, and choose one that will keep you up to date with your lifestyle needs.

Consider the different types of life insurance, such as whole life, term life, return on premium life, universal life, and more.  The most common life insurance is term life because it's cheaper and based upon a term of time.

Another to consider is return on premium because once the term is up, you get to receive all the money back to you, so it's kind of like a savings account.  Nevertheless, life insurance is key and everyone needs a good policy.

We just love our agent Audrey Carr-Jackson; give her a call at (504) 373-9799.

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Disclaimer:  Dr. Yulonda Thornton Griffin. Ph.D., “Dr. G., The Money Coach” is not a financial analyst, nor a stock broker.  She is a financial literacy coach.  Dr. G. teaches economic global history, financial systems, and presents traditional and alternative strategies based on formal education and personal experience.  Dr. G.  nor  her affiliates makes no promises to anyone; whether readers of her books, listeners of her tapes, CDs, videos, tv and radio shows, or viewers of her website and or social media outlets that implementation of her strategies will result in realizing financial earnings and gains, or prevention of loss of financial earnings or gains.  Please note that the content within the materials created by Dr. G. are exclusively for informational purposes.

Copyright 2025 by LIV Consultants, LLC

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